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Home Coverage

Your home is more than a building—it’s your life’s foundation. We offer homeowners insurance tailored to your property, risk level, and location. Whether you’re buying your first home or looking for better rates, we’re ready to help across CA, TX, GA, NV, and AZ.

Home Coverage Options That Fit Your Life

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Standard Homeowners Insurance

Covers your structure and personal belongings against damage from fire, storms, theft, and more—plus personal liability protection.

Hazard Insurance

Required by many lenders, this policy protects against major perils like fires, hail, and certain natural disasters.

Flood Insurance

Not covered under standard homeowners policies, this protects your property from water damage due to external flooding.

Condo Insurance (HO-6)

Coverage for interior walls, personal property, and liability for condo owners, including loss assessment and shared damage.

Mobile & Manufactured Home Insurance

Policies designed to cover mobile homes from damage, theft, and liability—whether stationary or on the move.

Rental Property Coverage

Insurance for landlords that covers property damage, lost rental income, and liability for tenant-related risks.

Why Homeowners Choose Our Team

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Affordable rates for homeowners, landlords, and condo owners

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High-risk and non-standard markets available

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One-on-one help to ensure you understand what’s covered

Frequently Asked Questions

  • Do I need homeowners insurance if I have a mortgage?

    Yes. Most lenders require homeowners and hazard insurance as a loan condition. We help ensure your policy meets their requirements.

  • What’s not covered under a standard policy?

    Flood and earthquake damage are not included. You’ll need separate policies for those types of events, and we can help you secure them.

  • Can I get insured if my home is older or in a high-risk area?

    Yes. We work with standard and non-standard markets, so we can often find options when others can’t.

  • Do you offer mobile home insurance?

    Absolutely. We cover mobile and manufactured homes in all four states we’re licensed in, with flexible and affordable plans.